Earl has a way of making simple things more complicated than they need to be. But that isn’t necessarily a bad thing; it’s actually one reason he’s been so good at taking care of things over the years. He does his research, crunches the numbers, and sometimes builds elaborate spreadsheets before someone else has sharpened … Read more
This tool has changed a lot since it first launched, and rather than listing the changes in the order they were made, I’ve organized them here by area. I’m sure there will be more, but I think the tool is getting to a pretty good place. Please let me know if you find something that … Read more
This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS) series. In the first four articles of this Caregiving Principle series, we established the biblical foundation for preparing to give and receive care, explored healthcare planning and Medicare, and examined the realities of long-term care. Each of those articles addresses the care we … Read more
The first two articles in this three-part series provided background and introduced you to the Retirement Income Modeling Tool (RIMT). The articles and instructions on the Tool website cover almost everything you need to know, and you can contact me directly with specific questions (or issues—remember, it’s still in “beta mode”). To help you get … Read more
In Part One, I introduced a spreadsheet I used AI to build to model retirement income, and my idea to use it as a basis to build a simple, easy-to-use, web-based modeling tool. In this article, I’ll tell you more about the tool and how I built it using AI. I’ll also tell you how … Read more
I admit, I’m interested in AI. It’s probably because I spent almost all of my adult life working in information technology (IT), but also because AI may be one of the most significant technologies of my lifetime, next to the internet (without which AI would probably not exist). Because of my interest, I’ve researched and … Read more
When a financial advisor tells you he “only makes money when you make money,” it sounds like a perfect alignment of interests. And in a narrow sense, it’s true; if your portfolio grows, so does his fee. As one advisor TV commercial explains it, “We do better when you do better.” But here’s what that … Read more
Here is a fact about Moses that can get lost in the Sunday school version of the story: he was 80 years old when God sent him back to Egypt. Not young and ambitious; not upwardly mobile; not in his prime; he was 80 years old (and, as Indiana Jones once said, “It’s not the … Read more
This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS) series. In the first article of this Caregiving Principle series, we established the biblical foundation for preparing to both give and receive care. In the second and third articles, we explored healthcare planning before and after Medicare—the latter being the foundation of medical … Read more
