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My wife and I just went through a major transition. More specifically, we “rightsized” our living arrangement—we went from an older, moderately sized house to a newer “courtyard” (patio) home…
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A family friend recently asked me to look at her retirement investment portfolio. It’s advisor-managed and has an allocation one-third S&P 500-indexed annuity, one-third stock and bond ETFs, and one-third…
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If you read much about stewardship and retirement planning, you’ll hear many thoughts expressed in the context of ”life stages” and our lifestyle choices in each of them. Here’s a…
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The older I get, the more critical simplification becomes to my wife and me, especially with our finances. You don’t need me to tell you that we live in a…
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In the previous article, I alluded to my “safe withdrawal rate” (SWR) portfolio strategy, which I described as “strategic growth and income.” I also discussed the impact of inflation on…
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Many financial planners, advisors, and especially retirees are wary of annuities. They cite cost, complexity, loss of liquidity, under-performance, and other factors as their primary concerns. In many cases, their…
