To Ladder or Not to Ladder?
In the last two articles, I discussed how retirees (and others) use bonds as part of a diversified portfolio because of their stabilizing…
Individual Bonds or Bond Funds?
Suppose you’ve decided to keep a portion of your portfolio in bonds, perhaps with a higher allocation percentage than stocks. In that…
Do Bonds Still Belong in a Retiree’s Portfolio?
An important preliminary note: Given what took place in both the stock and bond markets in 2022, I’m starting the new year with a short…
How Sequence Of Returns Affects Your Retirement
I have written about the significant changes in the U.S. and the world economies and how they might impact our retirement portfolios. These…
Responding to ”Epochal Change”
If you believe, as I do, that we’re likely in a period of “epochal change” (which I defined as the next few decades not…
A Challenging Time for Retirement Investors
(Note: We all have our eyes, hearts, and prayers directed toward what is going on in Ukraine. But with everything happening in the…