Schemes and Scams and Fraud, Oh My!

A friend recently sent me a link to a news item titled “Christian radio host sentenced to three life sentences for Ponzi scheme bilking millions from elderly listeners—William Neil ‘Doc’ Gallagher, 80, and his Gallagher Financial Group advertised on Christian radio with the tagline, ‘See you in church on Sunday.’” According to the state’s attorney … Read more

There’s More to Retirement Stewardship Than Getting the Numbers Right

According to some recent stats, more people are retiring earlier than planned due to the effects of the pandemic. Their specific reasons may differ, but part of what’s been fueling it has been rising stock and real estate markets. Quality of life is also often cited as a key reason. I’m reasonably sure that a … Read more

Minimizing Regret in Retirement

Regret. Webster defines it as “Feeling sad, repentant, or disappointed over (something that has happened or been done, especially a loss or missed opportunity).” We all have regrets. Why? Mainly because we are fallen people living in a fallen world (Rom. 5:12). Our regrets may be over something we did or did not do or … Read more

Should You Purchase an Indexed or Variable Annuity?

This is a follow-up to my last article about the role that immediate income annuities could have in providing additional income for someone running low on income in retirement. The focus was on Single Premium Immediate Annuities (SPIAs), a type of fixed income annuity. But there are two other types of annuities: indexed and variable. The main … Read more

What To Do If You’re Already In Retirement But Without Enough Income

My newest book, Redeeming Retirement: A Practical Guide to Catch Up, is targeted mainly at those aged 35 to 65 who are behind in saving for retirement (or think they might be). But I don’t ignore those who are already retired and discover (a little too late in some cases) that they didn’t save enough. … Read more

You Can Self-Publish a Book

In my last post, I highlighted several things you can “invest” in other than money in retirement. One of them was “hobbies and recreation.” I mentioned that writing has been a fulfilling avocation for me in retirement. Perhaps you enjoy writing and may have wondered if you could self-publish a book. Assuming you can write … Read more

Better Retirement Investments Than Money

Since my last post, I’ve done complementary financial coaching calls with some blog subscribers. Whether as the primary topic of discussion or a related one, investing for (and in) retirement came up fairly often. Investing is an important topic. Whether you’re a DIY investor or working with an advisor, it’s good to have at least … Read more