Opportunity Costs and Retirement Decisions
·
Regular readers know that I sometimes reflect on an interaction I’ve had with an individual or couple in the context of financial counseling/coaching and the broader implications of the subject…
-
-
Retirement, Rightsizing, and the Challenges of Letting Go
·
My wife and I just went through a major transition. More specifically, we “rightsized” our living arrangement—we went from an older, moderately sized house to a newer “courtyard” (patio) home…
-
Should You Ditch Bonds for Money Market Funds?
·
A family friend recently asked me to look at her retirement investment portfolio. It’s advisor-managed and has an allocation one-third S&P 500-indexed annuity, one-third stock and bond ETFs, and one-third…
-
Embracing Our Story of Redemption in all Phases of Life
·
If you read much about stewardship and retirement planning, you’ll hear many thoughts expressed in the context of ”life stages” and our lifestyle choices in each of them. Here’s a…
-
Include Financial Simplicity in Your Retirement Plan
·
The older I get, the more critical simplification becomes to my wife and me, especially with our finances. You don’t need me to tell you that we live in a…
-
I’m Not as Reluctant Toward Annuities, But I’m Still Not Sure I Need One
·
In the previous article, I alluded to my “safe withdrawal rate” (SWR) portfolio strategy, which I described as “strategic growth and income.” I also discussed the impact of inflation on…
