Fall 2025 Update

I have some exciting announcements for you! You may recall that in early summer, I mentioned stepping back from publishing articles on Retirement Stewardship for a while to focus on a project called “NextGenSteward.” It’s a stewardship course I developed for young adults, based on material from a seminar I led for a group of … Read more

The New “Big Beautiful” Tax Bill

As you’ve most likely heard, there is big news coming out of D.C.: The so-called “Big Beautiful Bill” passed just before the July 4th holiday. This is big news for many reasons (some good and some not-so-good, depending on your fiscal conservatism; i.e., the increasing federal deficit), but I’m going to focus on the positive … Read more

Understanding PayPal, Venmo, Zelle—and Now Paze (and How I “Invented” It!)

A friend’s wife texted me a while back asking about “Paze.” I hadn’t heard of it then, even though, as I’ll explain later, I practically “invented” it many years ago—well, not really, but kinda-sorta (well, you’ll see). It sounded like another digital payment product, so I looked into it. (I used to work in IT … Read more

John Piper’s Framework for a Biblically Informed Retirement Plan

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS). (In fact, it describes the origin of it.) When most people think about retirement planning, they picture calculators, spreadsheets, and savings goals. But for Christians, retirement is more than a financial target—it’s a new and hopeful life season calling for wisdom, faith, humility, … Read more

What Kind of Returns Do You Actually Need in Retirement?

Well, it’s baaaaack…and you know what: stock market volatility. And it came back with a vengeance a few weeks ago, moderating some in recent days. Presidential administration transitions ordinarily create uncertainty and instability, but wars, tariffs, and deportations are stirring the pot a little more than usual. I occasionally get asked how I think a … Read more

25 Things Retirees Tend To Worry About (But May Not Need To)

The Dictionary of Bible Themes defines worry as “A sense of uneasiness and anxiety about the future. Scripture indicates that such anxiety is ultimately grounded in a lack of trust in God and his purposes.” Perhaps because worry tends to focus on the future, it’s something that retirees, or near-retirees, can quickly fall into. We … Read more