Stewardship of Your Physical and Digital Assets – Part 1: Device Security

I often write about using various online and computer-based tools and services to help simplify and manage your personal and financial life. These can very helpful and convenient, but they also carry the risk of being compromised in some way. Even mishandling physical documents, such as account statements you receive in the mail, can lead … Read more

Should I Include Annuities in My Retirement Plan?—Part 2

This article is part of the Retirement Financial Life Equation (RFLE) series. It was initially published on July 24, 2019, and updated in January 2026 In my last article, I looked at immediate fixed-income annuities and discussed whether I might want to include them as a part of my overall retirement income plan. Guaranteed payments … Read more