Terms of Use


This page covers the legal stuff you need to know about this site. Please take a few minutes to read it and let me know if you have any questions.

Content disclaimer

The primary purpose of this website, RetirementStewardship.com, is to provide guidance in the form of educational information related to personal retirement planning and living in retirement from a Christian stewardship perspective.

Any information in regard to money, spending, credit, personal finance, investing, Social Security, or insurance, or in regard to any other monetary topic, provided or shared on this website is therefore presented for information and entertainment purposes only and does not constitute professional financial advice for your specific situation or circumstances.

The information on RetirementStewardship.com is given to you with the understanding that the author is NOT engaged in rendering any legal, accounting, business, or personal financial or investment advice. As the information on this website is not advice, it should not be treated as such.

Limitation of warranties

The educational information on this website is provided “as is” without any representations or warranties, express or implied.  RetirementStewardship.com makes no representations or warranties in relation to the educational information on this website, or in relation to any of the affiliate products or services that may be offered.

The views and opinions expressed are those of the author. Any content provided by other bloggers or authors or individuals is their opinion and is not intended to malign any religion, ethnic group, club, organization, company, individual, or anyone or anything.

Although we make strong efforts to make sure our information is accurate, Retirement Stewardship and RetirementStewardship.com cannot guarantee that all the information on this website and or blog is always correct, complete, or up-to-date.

By reading the information on this web site, or by purchasing any of our products or services should they be offered, you agree to knowingly assume any and all risk associated with using the information, products, or services.

Professional assistance

Because the information provided on this website is for education and entertainment purposes only, you must not rely on the information on this website as an alternative to legal or professional advice from your attorney, accountant, financial/investment advisor, or any other professional services provider.

If you have any specific questions about any legal, financial, or investing matter you should consult with an independent financial/investment adviser, including, but not limited to, your attorney, certified public accountant, or certified financial planner.

You should never delay seeking professional advice, disregard professional advice because of any information on this website.


The information and/or products and services provided on this website are delivered “as is” and RetirementStewardship.com makes no promises, representations, or warranties, expressed, implied, statutory, or otherwise, with respect to the information, products, and services.

RetirementStewardship.com specifically disclaims all implied (if any) warranties for accuracy, or completeness and enjoyment. The entire risk arising out of the use of the information, products, or services lies with you.

Nothing in this legal disclaimer will limit any of the liabilities of RetirementStewardship.com in any way that is not permitted under applicable law or exclude any of our liabilities that may not be excluded under applicable law.


This site only collects opt-in e-mail addresses and names for subscription purposes. No personally-identifying information is collected about you unless you willfully and knowingly provide it. We use user e-mail addresses and names to contact you periodically with updates that you have requested about the information and content on this website.

You may unsubscribe from our e-mail list at any time using the link at the bottom of every e-mail notification we send.

Our policy is to never release any personally-identifying information to any outside organization, except in the unlikely event that this blog is transferred to another party. We never share, rent, or sell e-mail addresses or other specific, personal information about you.

Certain services used by this website may collect additional information, which is disclosed in their respective privacy policies. Cookies may be used to store your personal preferences. If you choose to turn off or disable cookies, it should not affect how you are able to interact with this site, but there is always the small chance that it will.

External Links

This site contains embedded links to other sites that provide similar information or may offer products or services for sale. We do not control or endorse other websites, and we have not necessarily reviewed or approved any material on other sites. We make no guarantees as to their accuracy, timeliness, or completeness. You acknowledge and agree that we are not responsible for the legality or accuracy of any content, products, or services located on any other web sites, or for any loss or damages caused, or alleged to have been caused, by the use of or reliance on any such content, without limitation.


As stated in the footer on every page of this website, all the content on this site is copyrighted material by RetirementStewardship.com. Therefore, you should not modify, copy, forward, or post it in any way without the permission of the author or publisher. If you wish to share the content with others, please point them to this site using the appropriate URL instead.

User Postings

This site may host blog comments, message boards, or forums and so must redistribute content that is posted by users. Therefore you must grant us certain rights over any such content you post. By transmitting to us, or posting anywhere on the site, information including but not limited to creative ideas, suggestions, comments, and proposals, you agree to grant us a worldwide, non-exclusive, assignable, royalty-free, irrevocable, and perpetual, right to use, reproduce, display, distribute, or sell such content in any media, for any purpose, without compensation. None of the content disclosed in blog comments, message boards, or forums shall be subject to any obligation on our part, whether of attribution, confidentiality, or other. Further, we shall not be liable for any use or disclosure of any content.

Affiliate Links

We have only one affiliate relationship, which is with Amazon. Therefore, we occaisionally link to them with an affiliate link (typically for a book). You should be advised that if you click on one of these links and buy the product, we may receive some compensation from that affiliate merchant. In general, affiliate links do not increase your cost, and we only use them for products or services (typically books and software tools that I’m familiar with or we have used ourselves that we feel may provide you with value). You must understand, however, that we can’t and don’t guarantee your results with them, and you release us from any all liability in accordance with the Liability section above.


👋 Hi, I’m Chris Cagle, the founder of Retirement Stewardship, a blog that focuses on the various aspects of retirement from a Christian stewardship perspective (1 Peter 4:10).

I write as a retiree who is dealing with the things I write about. I base most of the articles on my research and experience applying it to my situation and how it might apply to yours.

If you’re new here, check out the site introduction for an overview. You can also learn more about me.


My Books

Redeeming Retirement: A Practical Guide to Catch Up (2021)
The Minister’s Retirement (2020)
Reimagine Retirement: Planning and Living for the Glory of God (2019)