Help—I Think Too Much About My Retirement Savings!

I was recently part of a book study with a group of men who were all younger than me. During a discussion, one of them candidly commented in passing that he thinks too much about his retirement savings. It may have been a confession of sorts, but there wasn’t time to discuss it further. (And … Read more

Social Security Claiming Strategies—Which “Camp” Are You In?

This article is part of the Retirement Financial Life Equation (RFLE) series. It was initially published in September 2019 and updated in December 2025. Current Social Security figures: Full retirement age is now 67 for anyone born in 1960 or later; 2025 earnings limits are $23,400 (under FRA) and $62,160 (year reaching FRA); recent COLAs … Read more