I’m excited to announce that I have completed a significant update and expansion of my Redeeming Retirement book, originally published in 2021. The new edition is titled: Redeeming Retirement: How to Steward What You Have and Retire with Dignity. In may ways, this book is now an excellent “sequel” to NextGen Steward—it picks up where … Read more
This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS) series. In the previous article, we explored what net worth means, why it matters for sustainable retirement, and how to calculate and track it. We established that your current wealth forms the foundation for everything else in the Sustainability Principle—you can’t generate sustainable … Read more
As we approach the end of 2025, I wanted to share something with you that’s been on my mind—and increasingly, on this blog—over the past two years. It’s the story of how I’ve navigated one of retirement’s most anxiety-inducing topics: taxes. This compilation will be of particular interest to the following groups of retirees/near retirees: … Read more
Well, the (MY) day of ”reckoning” is here. No, not the final judgement; I’m talking about sending the IRS their due (i.e., tax withholding) for 2025 for taxes due in April, 2026. As regular readers know, I’ve done more writing than usual about taxes, charitable giving, and the new tax laws. That’s because: If you’ve … Read more
This article is part of the Retirement Financial Life Equation (RFLE) series. It was initially published in 2018 and updated and republished in December 2025. One way we practice wise retirement stewardship is by making good use of the tax-advantaged savings plans available to us. Tax deferral is a gift of God’s common grace that … Read more
In my last article, I looked at Bitcoin’s potential as a long-term investment in a retirement portfolio. This time, I want to explore a related question: Could Bitcoin serve as a hedge against a future financial crisis brought on by our nation’s growing federal debt? I don’t like to sound alarmist—and I’m not a doomsayer—but … Read more
This article is part of the Retirement Financial Life Equation (RFLE) series. I need to confess: In retirement, I’m what I call a “growth and income” investor, not a pure total-return investor. I suspect that’s true for many retirees, especially those in their 70s and beyond. What I mean is that as a retiree, I … Read more
Note: I first wrote about cryptocurrency a couple of years ago. This is the first of two new articles I’m going to publish about Bitcoin. In this one, I address Bitcoin as a long-term investment. In the second, I’ll discuss what role Bitcoin might play in the event of a “fiscal crisis” precipitated by the … Read more
Over the past few months (and years, actually), I’ve written several articles about taxes in retirement. You can read all of the Retirement Stewardship articles → HERE. If you’re younger, you might want to start with the Tax series on NextGenSteward → HERE. Honestly, when I retired, I was just as concerned about this as … Read more
