In this article I assume that you either use a financial professional or firm to get help with your investments, or you are thinking about it. If you manage them yourself, which is a very good option if you are up to the task, then this article won’t be very relevant to you – your … Read more
It’s no secret that money can become a challenge when you enter retirement. Many people, understandably, focus mainly on the income side of things – how to save enough before retirement and then generate enough income to pay the bills while in retirement. This is important, but equally (or perhaps more) important is keeping expenses … Read more
A few years ago, I came across this quote by Blaise Pascal, a French mathematician, philosopher, and scientist who lived nearly four centuries ago and who became a devout Christian and defender of the Faith (comments in brackets are mine): Belief is a wise wager. Granted that faith cannot be proved, [and I would add … Read more
One day stocks are up, another day they are down. And sometimes they’re more down than others. As I write this, the S&P 500, a popular measure of stock market performance, is down almost 6 percent year-to-date. At one point in early February, it was down over 10 percent. As you can see from the 1 … Read more
I wrote an earlier article giving some reasons why I like Dave Ramsey. Fact is, a lot of people like Dave (and especially what he teaches). But despite his influence and popularity, Dave also takes a lot of heat from some people. I guess that’s to be expected. It doesn’t seem to bother him; in … Read more
Before I get into the reasons why I like Dave, take a look at the picture of me taken with him at his offices in Nashville. (I’m the bald-headed guy.) Notice that I put my hand on his shoulder, but his are in his pockets? That’s because I’m a “wanna be.” (By the way, as … Read more
You are probably familiar with the Bible story about Joseph. His interpretation of Pharaoh’s dream told of a seven year famine that was about to come upon the whole world. It also told of a seven year period of abundance and prosperity that would immediately precede the famine. Joseph was given the responsibility to gather … Read more
Thanksgiving is here! It’s a nice holiday, and like Christmas, it has special significance to Christians due to its origin and also because of the importance of thankfulness in our daily lives. It also has significant meaning in the context of stewardship. The main idea behind stewardship is that everything we have has been given … Read more
The financial nerds out there may like this article as it is going to get a little “technical”. It’s also a little long. But that’s mainly due to the nature of this subject, so I hope you bear with me. In an earlier article, I cited a study by The Center for Retirement Research (CRR) … Read more
