If You’re Close to (or in) Retirement You Need to Understand “Sequence of Returns Risk”

This article is part of the Retirement Financial Life Equation (RFLE) series. It was initially published on July 9, 2017, and updated in March 2026. As I wrote years ago, wise saving is an essential part of biblical stewardship (Proverbs 13:11; 21:20). We save for needs we’re aware of in the near term—car repairs, insurance … Read more