July 2023 – Retirement Stewardship

Sustainable Retirement Income—Part Two: Variable Withdrawals

December 30, 2025July 26, 2023 by cjcagle

This article is part of the Retirement Financial Life Equation (RFLE) Series. It was initially published on July 26, 2023, and updated in March 2026. In the last article, we examined the first of two main types of systematic withdrawal strategies for sustainable retirement income: fixed withdrawals. In this article, we look at variable strategies. … Read more

Sustainable Retirement Income—Part One: Fixed Withdrawals

December 25, 2025July 12, 2023 by cjcagle

This article is part of the Retirement Financial Life Equation (RFLE) series. It was initially published in July 2023 and updated in December 2025. In a recent article, I discussed retirement spending and whether our costs go down as we age. In this article and the next, we’ll look at the other side of the … Read more