The Sustainability Principle—Article #3: Understanding Your Net Worth

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS) series. In the first two articles in this series, I introduced the Sustainability Principle—the fundamental concept that your retirement will be financially sustainable when your reliable income sources consistently cover your ongoing expenses and obligations throughout your lifetime. We also discussed this from … Read more

The Sustaining Principle—Article #2: Setting Some Guardrails

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS) series. As we discussed in the introductory article, the Self-Sustaining Principle, grounded in Paul’s instruction to “be dependent on no one” (1 Thessalonians 4:12), calls us to wise stewardship. We plan ahead, save diligently, and live responsibly so we won’t burden others in … Read more

The Self-Sustaining Principle—Article #1: Planning Wisely to Avoid Burdening Others

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS) series. In the previous article, I introduced a biblical framework for retirement planning based on three principles from John Piper: the Self-Sustaining Principle, the Caregiving Principle, and the Ministry Principle. Together, these three principles provide a simple but theologically well-grounded approach to retirement … Read more

The “Promised Land” of Retirement

This article is part of the Biblically-Informed Framework for Retirement Stewardship. On a recent Sunday morning, one of our lay-elders-in-training (we call them pastoral interns) gave his personal testimony and shared from Joshua 1:1-9, a text that had greatly influenced him. He said that God spoke to him through these verses at an early age, … Read more

5 Reasons to be Humble in Retirement Stewardship

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS). In our culture, success with money is usually associated with self-confidence, self-sufficiency, and self-determination. We take pride in how much money we make, how much we save, how much debt we paid off, and how well our investments do. The Internet is lit-up … Read more

Investing for Retirement – Part Three

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS). It was initially published in June 2018 and updated in January 2026. In Investing for Retirement – Parts One and Two, I introduced a ‘framework’ for investing for retirement and discussed different asset types and holding options, and also active versus passive management … Read more

Investing for Retirement – Part Two

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS). It was initially published in May 2018 and updated in February 2026. This is the second article in a three-part series about investing for retirement. In the first article, I discussed the various types of assets that can be held as investments. In … Read more