The Sustainability Principe—Article #5: How Much Is Enough?

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS) series Before we delve into ways to generate sustainable retirement income, we need to discuss how to determine how much you need to save to retire with dignity and self-sustainability. How do you calculate this for your specific situation? What can you do … Read more

The Sustainability Principle—Article #4: Building Your Net Worth

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS) series. In the previous article, we explored what net worth means, why it matters for sustainable retirement, and how to calculate and track it. We established that your current wealth forms the foundation for everything else in the Sustainability Principle—you can’t generate sustainable … Read more

The Sustainability Principle—Article #3: Understanding Your Net Worth

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS) series. In the first two articles in this series, I introduced the Sustainability Principle—the fundamental concept that your retirement will be financially sustainable when your reliable income sources consistently cover your ongoing expenses and obligations throughout your lifetime. We also discussed this from … Read more

The Sustaining Principle—Article #2: Setting Some Guardrails

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS) series. As we discussed in the introductory article, the Self-Sustaining Principle, grounded in Paul’s instruction to “be dependent on no one” (1 Thessalonians 4:12), calls us to wise stewardship. We plan ahead, save diligently, and live responsibly so we won’t burden others in … Read more

What to Do with Your Pension at Retirement

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS). For a fortunate few, their retirement income may consist of more than one “guaranteed” income course (I use the term “guaranteed” loosely). Some will have a company pension in addition to Social Security, which together will provide most, if not all, of the … Read more

The Self-Sustaining Principle—Article #1: Planning Wisely to Avoid Burdening Others

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS) series. In the previous article, I introduced a biblical framework for retirement planning based on three principles from John Piper: the Self-Sustaining Principle, the Caregiving Principle, and the Ministry Principle. Together, these three principles provide a simple but theologically well-grounded approach to retirement … Read more

The “Promised Land” of Retirement

This article is part of the Biblically-Informed Framework for Retirement Stewardship. On a recent Sunday morning, one of our lay-elders-in-training (we call them pastoral interns) gave his personal testimony and shared from Joshua 1:1-9, a text that had greatly influenced him. He said that God spoke to him through these verses at an early age, … Read more

5 Reasons to be Humble in Retirement Stewardship

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS). In our culture, success with money is usually associated with self-confidence, self-sufficiency, and self-determination. We take pride in how much money we make, how much we save, how much debt we paid off, and how well our investments do. The Internet is lit-up … Read more