Maximizing Your Regular Charitable Distributions (RCDs) in Retirement

This article is part of the Biblically Informed Framework for Retirement Stewardship (BIFRS) series. It was originally published in 2025 but updated in 2026. In the previous article, we discussed all the ways the US Government, via the IRS, incentivizes charitable contributions. In this article, we’ll discuss how to develop a giving strategy that won’t … Read more

John Piper’s Framework for a Biblically Informed Retirement Plan

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS). (In fact, it describes the origin of it.) When most people think about retirement planning, they picture calculators, spreadsheets, and savings goals. But for Christians, retirement is more than a financial target—it’s a new and hopeful season of life calling for wisdom, faith, … Read more

Numbering Our Days: Moses, Stewardship, and Actuarial Life Tablets (I Mean Tables)

I had a little fun with the title because this is a “heavy” subject, and I wanted to lighten things up a little. And while we’re at it, what in the world is Moses wearing; it looks like a costume. (At least there’s not a big “M” on his chest.) Okay, back to our serious … Read more

Embracing Our Story of Redemption in all Phases of Life

If you read much about stewardship and retirement planning, you’ll hear many thoughts expressed in the context of ”life stages” and our lifestyle choices in each of them. Here’s a graphic I used recently in a stewardship seminar for the young single adults in my church: This is a logical way to think about financial … Read more

Our Greatest Risk In Retirement

If you’re young, the most critical retirement risk you face right now is that you may be hoping to retire someday, but you haven’t given much thought to retirement planning. Or maybe you’re counting on Social Security and Medicare for your financial security in retirement; after all, you’re paying taxes, right? In fact, not saving … Read more

Space, Time, and Retirees

As retirees, we rarely discuss time unless it’s to inquire about the current hour. When was the last time you were at a dinner party and someone asked you, ”Hey, <insert your name here>, how much time do you think you have left?” Polite people don’t ask such things. However, as we get older, the … Read more

Celebrating an Anniversary, a Birthday, and Reflecting on the Brevity of Life

I recently re-read Tim Challies’ article titled ”Rule #5: Ponder the Brevity of Life (8 Rules for Growing in Godliness), in which he wrote the following: Aware of death’s inevitability, we must discipline ourselves to ponder just how short our lives will be. Though our hearts are set on immortality, we are heading toward certain … Read more