The Real Meaning of Christmas Is Staring Them in the Face

Sometimes, as the Christmas season approaches, I find myself growing a bit more curmudgeonly about the secularization, commercialization, and cultural noise that tend to drown out the season’s true meaning. When I mumble and grumble about it, my wife tells me I’m being “Scroogy” about Christmas, so I want to start by saying I genuinely … Read more

Could Bitcoin Be a Hedge for Retirees Against the Increasing Federal Debt?

In my last article, I looked at Bitcoin’s potential as a long-term investment in a retirement portfolio. This time, I want to explore a related question: Could Bitcoin serve as a hedge against a future financial crisis brought on by our nation’s growing federal debt? I don’t like to sound alarmist—and I’m not a doomsayer—but … Read more

Maximizing Your Regular Charitable Distributions (RCDs) in Retirement

In the previous article, we discussed all the ways the US Government, via the IRS, incentivises charitable contributions. In this article, we’ll discuss how to develop a giving strategy that won’t “break the retirement bank.” You probably won’t be surprised to learn that this is a little more challenging than it sounds, due to the … Read more

John Piper’s Framework for a Biblically Informed Retirement Plan

When most people think about retirement planning, they picture calculators, spreadsheets, and savings goals. But for Christians, retirement is more than a financial target—it’s a new and hopeful life season calling for wisdom, faith, humility, and intentional stewardship. So, what if we asked, “Do I have enough saved?”(This is a legitimate question, by the way.) … Read more

Numbering Our Days: Moses, Stewardship, and Actuarial Life Tablets (I Mean Tables)

I had a little fun with the title because this is a “heavy” subject, and I wanted to lighten things up a little. And while we’re at it, what in the world is Moses wearing; it looks like a costume. (At least there’s not a big “M” on his chest.) Okay, back to our serious … Read more

Retirement Stewardship: Election Edition 2024

If you spend much time listening to their political ads, you’ll hear the two presidential candidates saying basically the same thing: “Your financial well-being will be hurt by (insert candidate name here ) if you vote for them because they will (insert campaign promise allegedly pledged by said candidate).” The implication is that presidents have … Read more

Retirement, Rightsizing, and the Challenges of Letting Go

My wife and I just went through a major transition. More specifically, we “rightsized” our living arrangement—we went from an older, moderately sized house to a newer “courtyard” (patio) home that is slightly smaller (smaller rooms and closets). We’ve actually been considering this for a while. As I wrote about a possible move a while … Read more