I have some exciting announcements for you! You may recall that in early summer, I mentioned stepping back from publishing articles on Retirement Stewardship for a while to focus on a project called “NextGenSteward.” It’s a stewardship course I developed for young adults, based on material from a seminar I led for a group of … Read more
Before I had heard of David McKnight and his books or read his most recent, The Guru Gap, I read a paper by Professor James J. Choi from Yale University titled Popular Personal Financial Advice versus the Professors. I first became familiar with him after reading his bio on the Yale University School of Finance … Read more
A friend’s wife texted me a while back asking about “Paze.” I hadn’t heard of it then, even though, as I’ll explain later, I practically “invented” it many years ago—well, not really, but kinda-sorta (well, you’ll see). It sounded like another digital payment product, so I looked into it. (I used to work in IT … Read more
Well, it’s baaaaack…and you know what: stock market volatility. And it came back with a vengeance a few weeks ago, moderating some in recent days. Presidential administration transitions ordinarily create uncertainty and instability, but wars, tariffs, and deportations are stirring the pot a little more than usual. I occasionally get asked how I think a … Read more
The Dictionary of Bible Themes defines worry as “A sense of uneasiness and anxiety about the future. Scripture indicates that such anxiety is ultimately grounded in a lack of trust in God and his purposes.” Perhaps because worry tends to focus on the future, it’s something that retirees, or near-retirees, can quickly fall into. We … Read more
There are many retirement financial milestones to pay attention to: your penalty-free early distribution age from an IRA (59/12), eligibility for Social Security (early filer at 62 and full retirement age at 66–67), Medicare eligibility (age 65, for most), and your RMD age (currently 73; 75 beginning in 2033). I’ve already hit all those milestones … Read more
First and foremost, thank you for subscribing to this blog. I’ve had quite a few new subscribers this year and really appreciate the kind comments I received from readers. If you have a topic you’d like me to explore next year, just a question that you and perhaps others would like me to respond to, … Read more
This is the second of two articles about some of Donald Trump’s campaign promises, which, if enacted, could significantly impact retirees or near-retirees. Interest rates Promises PolitiFact: ”Trump said ‘we’re going to cap’ credit card interest rates ‘at around 10%. We can’t let them make 25% and 30%.’ When he made the pledge in September … Read more
In a previous article, I discussed the two presidential candidates’ major policy positions on taxes, the debt limit, and abortion. Taxes and the debt limit directly impact retirees’ finances and stewardship. We’re now on the other side of the election, and the Republican Party won a clear victory, a “trifecta,” as they call it, as … Read more
