Welcome to NGS (NextGenSteward)!

What about the name, you may ask? Well. . .

NextGen = the next generation of Christians (Gen X, Gen Y, Gen Z, Gen Whatever);

Steward = one who oversees and cares for the material goods entrusted to them by another (in this case, us, for God—see 1 Peter 4:10 and 1 Corinthians 4:1).

Hi, my name is Chris Cagle. I am an author and blogger, but most importantly, a lifelong follower of Jesus Christ. (You can read my full bio HERE.)

I designed this material primarily for college students, young adults, and young married couples who have recently entered the workforce and are just beginning the journey of Christian financial stewardship.

Through a series of articles on this site (many), I hope to share decades of life experience and wisdom—including some of my own financial missteps—for your benefit.

I based this on a weekend seminar I had the privilege of presenting to the young adult professionals in my church in 2024.

I want to educate and inspire the next generation of young Christian adults to become wise and faithful stewards of God's material resources. I can help you because I've studied these topics for many years, have a lot of experience (since I'm pretty old), and have made my share of mistakes.

I've also counseled and coached others on stewardship and personal finance, written a retirement stewardship blog, and published several books on the subject (check them out if you're interested; of the three, Reimagine Retirement would be my recommendation to most of you).

I am not a self-proclaimed (or anyone else's, as far as I know) guru or financial/retirement "expert.” I don’t have formal training in personal finance or hold any licenses or certifications in this area. I'm just an average, financially conservative guy who writes about personal finance from a Christian stewardship perspective because I want to help others.

If you have a specific question you’d like to ask or a topic you’d like me to cover (if I haven’t already), feel free to contact me.

My basic views on personal finance are that I value simplicity over complexity and pragmatism over sophistication. I try to take a balanced approach to controversial topics, and I believe money is a gift from God and a means to an end, not an end in itself.

But my core message to you is simple yet powerful: Everything you have belongs to God, and your early financial decisions matter greatly. Approaching this subject with wisdom, humility, and discipline can alter your financial trajectory.