This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS). It was initially published in March 2021 and updated in January 2026. I first heard Dave Ramsey use the phrase “retire with dignity.” You may know Dave for the “baby steps” he teaches to help people get out of debt so they can … Read more
This article is part of the Retirement Financial Life Equation (FRLE) series. It was initially published in March 2021 and updated in March 2026. We discussed paying off the mortgage and home equity in previous articles and how our house decisions are both financial and emotional, and very personal. As I wrote in my 2018 … Read more
Real estate and mortgages are very much in the news right now. The market is “hot,” and long-term interest rates remain at historic lows. Therefore, lots of people are thinking about selling—perhaps to upgrade or downsize. Others want to refinance to reduce their payments or to get access to some of their equity for improvements, … Read more
