cjcagle
This article is part of the Retirement Financial Life Equation (RFLE) series. It was initially published on November 3, 2017, and updated in January 2026. This article is the third and final one in my series about financial advisors. If you read the first two, you hopefully have a better understanding of what advisors do, … Read more
This article is part of the Retirement Financial Life Equation (RFLE) series. It was initially published on October 18, 2017, and updated in January 2026. The question “Are advisory fees worth it?” doesn’t have a simple answer. It depends on what you’re getting, when you’re getting it, and what mistakes the advisor helps you avoid. … Read more
This article is part of the Retirement Financial Life Equation (RELE) series. It was initially published on October 4, 2017, and updated in January 2026. I know what you’re thinking: Oh, fun…another blogger is going to bash my friendly broker or insurance agent. Well, I’m not out to malign anyone, but I do want you … Read more
The articles on this blog approach the subject of retirement from a biblical stewardship perspective. That view, which I believe is supported in Scripture, is that everything we have – our time, talents, and treasure – belong to God and we are to manage them all for His glory, in all the seasons of our … Read more
I remember when I was a teenager and could buy a gallon of gas for less than 50 cents. (I think I remember paying 35 cents at a Hess station near my home.) That may surprise you, but consider that the minimum wage at the time was around $1.50/hour. Now, in NC where I live, … Read more
This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS). It was initially published in August 2017 and updated in January 2026. The short answer is no, not if you practice retirement stewardship based on tried and true principles of biblical stewardship. In fact, “stewardship” and “fool” together in the same sentence is … Read more
I get this question fairly often: “When are you going to retire?” Perhaps because I am almost 65 and mentioned that I’m receiving solicitations from Medicare insurance providers in the mail; or, maybe because I’m starting to look my age, I hear it more often than I used to. I usually say that I’m not … Read more
This article is part of the Retirement Financial Life Equation (RFLE) series. It was initially published on July 9, 2017, and updated in March 2026. As I wrote years ago, wise saving is an essential part of biblical stewardship (Proverbs 13:11; 21:20). We save for needs we’re aware of in the near term—car repairs, insurance … Read more
The subtitle of this blog is, “save diligently, invest wisely, give generously, live abundantly.” I included investing in the mix because it is a very important part of retirement stewardship. It is wise to invest, especially for the long term, for things like college and retirement. Investing is actually condoned in Scripture (Ecc.11:1-2; Prov.21:20; Matt.25:14-20), … Read more
