In the previous article, we discussed all the ways the US Government, via the IRS, incentivises charitable contributions. In this article, we’ll discuss how to develop a giving strategy that won’t “break the retirement bank.” You probably won’t be surprised to learn that this is a little more challenging than it sounds, due to the … Read more
Many of you, if you’re retired or nearing retirement, are probably already using strategies like Qualified Charitable Distributions (QCDs), donating appreciated assets, or perhaps Donor Advised Funds (DAFs) as part of your giving strategy. If so, you may be wondering how the new ”One Big Beautiful Bill Act” (OBBBA) affects your giving—in these ways, or … Read more
Updated December 2025 to reflect the One Big Beautiful Bill Act (OBBBA) I’ve written previously about withdrawing from my Traditional IRA to help fund our retirement. I’ve also described how I began making Qualified Charitable Distributions (QCDs) in early 2023 after turning 70½ In a recent article, I explained how I might optimize my income … Read more
Many books and articles have been written about Christians and money, and some about retirement. This blog is about Christians and retirement, and I often write about money and stewardship. There’s much to say about these topics, but the Bible tells us what is most essential for us to know—not every practical detail about personal … Read more
I’m occasionally asked how I manage my retirement finances. I’ve touched on some aspects in previous posts, but I thought I’d share a little about my not-very-formal-or-complicated year-end regime. I don’t do this to suggest that I handle things in an exemplary way or that you should do what I do. Retired families can have … Read more
In my last article, I discussed some things to consider as you decide about giving in retirement. I touched on leaving a legacy (inheritance) as a form of giving and discussed it (biblically) relative to spending and giving. However, I didn’t detail the mechanics of doing so, should that be your desire. As I mentioned … Read more
I was recently working at our church’s welcome desk on a Sunday morning. An elderly lady whom I would guess is well into her 70s or early 80s came up and handed me a $20 bill and asked that I please make sure it went toward our ministry to families with children with special needs … Read more
Since my last post, I’ve done complementary financial coaching calls with some blog subscribers. Whether as the primary topic of discussion or a related one, investing for (and in) retirement came up fairly often. Investing is an important topic. Whether you’re a DIY investor or working with an advisor, it’s good to have at least … Read more
I announced earlier that I would soon publish my next book, Redeeming Retirement: A Practical Guide to Catch Up. I’m excited to announce that it’s been released and is now available on Amazon in both paperback and Kindle editions! In this article, I want to tell you more about it and offer some giveaways to celebrate … Read more
