Sooner or later, most of us will ask ourselves this question: “Can I retire?” Perhaps because of an unexpected layoff, a health issue, age, or some other factor, we will need to come up with an answer. No matter what the reason or when you decide to retire, you will need to have some idea of … Read more
2018 is here and the beginning of a new year is when a lot of people do some planning, and perhaps make a resolution or two. If you are five or ten years from retirement, you may be increasingly focused on that. Since my wife and I both reach “full retirement age” as defined by … Read more
We are starting a new year. 2017 was a good one for retirementstewardship.com. We were able to stay on pace publishing an article about every two weeks, and also added a lot of new subscribers. So, first and foremost, I want to express my gratitude to every one of you who are subscribers and regular … Read more
I get this question fairly often: “When are you going to retire?” Perhaps because I am almost 65 and mentioned that I’m receiving solicitations from Medicare insurance providers in the mail; or, maybe because I’m starting to look my age, I hear it more often than I used to. I usually say that I’m not … Read more
This article is the second in a four-part series on the most important thing to do in different stages of life to be able to retire with dignity. This time, I’m focusing on those in their mid-30s and 40s. Some may call them the “Gen Xers” – those caught in the middle between the millennials … Read more
Over the years, I have read a few of the reformed confessions and catechisms. I have even taught the Shorter Catechism to children in Sunday School. I recently read an article by Tim Challies titled, Use Your Catechism, Silly. It in, he extols the virtues of using these resources to understand and evaluate contemporary matters … Read more
On this blog, I often delve into specific practical areas of retirement stewardship. My goal is to simplify seemingly complex financial topics so that you can make sense of them in your own life. This topic is one of them. Not long ago, a friend whose family income is somewhat seasonal asked about paying off … Read more
I am in my 60s and still working in a full-time job. If I were to retire tomorrow, I wouldn’t be considered an “early retiree.” In fact, because I am 64, I’m older than the average retirement age in the U.S., which is 63. It’s not that I can’t retire, I just haven’t wanted to … Read more
I recently read a very enlightening article titled, “Study: Money Secrets and Sluggish Savings Put Couples’ Retirement Dreams at Risk.” The study, which was conducted by nerdwallet.com and Harris Poll, showed some very concerning trends in communication by couples about retirement: What are we to make of this? Well, it seems many couples prefer to … Read more
