Finding Balance in Retirement Stewardship

In a recent chat with a younger friend at church, he expressed a desire to find the right balance in his retirement stewardship. He didn’t use that phrase specifically, but that’s how I understood him. He was talking about his financial resources in general, but planning and saving for retirement is part of that equation. … Read more

5 Reasons You Shouldn’t Save For Retirement

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS). I can almost hear the gasps. “What is going on here!? He’s always harping on the need to save something for retirement; now he’s going to tell us we shouldn’t?” The fact is that most people probably aren’t saving as much as they … Read more

7 Hard Truths About Retirement

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS). It was initially published in December 2017 and updated in January 2026. I was once reading an article in Forbes magazine titled, “Can You Handle the Truth About Retirement?” It was enlightening but frankly also a little depressing. The author lists things like, … Read more

Financial Advisors—Part 2: How They’re Paid

This article is part of the Retirement Financial Life Equation (RFLE) series. It was initially published on October 18, 2017, and updated in January 2026. The question “Are advisory fees worth it?” doesn’t have a simple answer. It depends on what you’re getting, when you’re getting it, and what mistakes the advisor helps you avoid. … Read more

Financial Advisors—Part 1: What They Do

This article is part of the Retirement Financial Life Equation (RELE) series. It was initially published on October 4, 2017, and updated in January 2026. I know what you’re thinking: Oh, fun…another blogger is going to bash my friendly broker or insurance agent. Well, I’m not out to malign anyone, but I do want you … Read more

Can Retirement Stewardship Make you a Rich Fool?

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS). It was initially published in August 2017 and updated in January 2026. The short answer is no, not if you practice retirement stewardship based on tried and true principles of biblical stewardship. In fact, “stewardship” and “fool” together in the same sentence is … Read more

The Most Important Thing to do in Your 60s and Beyond to Retire With Dignity

This article is part of the Biblically-Informed Framework for Retirement Stewardship. It was initially published in April 2017 but was updated in January 2026. This article is the fourth and final one in a series about the most important thing you can do in different stages of life to be able to “retire with dignity.” … Read more

The Most Important Thing to do in Your 40s and 50s to Retire With Dignity

Originally published March 2017. Updated January 2026 with Biblical Framework connections and current statistics. This article, the third in a series, focuses on individuals in their 40s and 50s. If you’re younger than that, you may want to review the first two installments: what to do if you’re in your 20s and 30s or your … Read more

The Most Important Thing to do in Your 20s and 30s to Retire With Dignity

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIRFS). It was initially published in March 2017 but was updated in January 2026. This article is the first in a four-part series focused on the most important thing you can do during different stages of life to be able to retire with dignity. … Read more