My Decision to “Retire”

I published an article about a year ago titled “The 8 Questions I Need to Answer Before I Decide to Retire.” In it, I said that I did not know when I would “retire” and that I was taking it year by year. I had no idea that just one year later I would be … Read more

Tithing and Giving in Retirement

Most of us will see a change in our financial situation in retirement. Instead of earning an income from work, we will start receiving income from other sources such as Social Security, pensions and/or annuities, and possibly withdrawals from our retirement savings accounts. Since our income sources will change in retirement, in what ways should … Read more

7 Hard Truths About Retirement

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS). It was initially published in December 2017 and updated in January 2026. I was once reading an article in Forbes magazine titled, “Can You Handle the Truth About Retirement?” It was enlightening but frankly also a little depressing. The author lists things like, … Read more

Why You Should Consider Delaying Collecting Social Security Benefits

This article is part of the Retirement Financial Life Equation (RFLE) series. It was initially published on May 6, 2017, and updated in December 2025. I know quite a few people who have taken an early “traditional” retirement. By that I mean they were between the ages of 62 and their Full Retirement Age (FRA). … Read more

The Most Important Thing to do in Your 60s and Beyond to Retire With Dignity

This article is part of the Biblically-Informed Framework for Retirement Stewardship. It was initially published in April 2017 but was updated in January 2026. This article is the fourth and final one in a series about the most important thing you can do in different stages of life to be able to “retire with dignity.” … Read more

Health Insurance Options Before Medicare

Your medical insurance choices will depend greatly on whether you are young and a long way from retirement, an “early” retiree and a few years away from Medicare eligibility, or 65 or older and eligible for Medicare. In this article, I discuss the medical insurance options that younger people and “early retirees” may consider. In … Read more