This month could be considered the ten year anniversary of the start of the “Great Recession.” Most of us will remember the trials and tribulations of the financial upheaval that worked its way through the U.S., Canada, and Europe in 2007-2009. Only in the last few years have we seen a significant recovery in all … Read more
This article is part of the Retirement Financial Life Equations (RFLE) series. It was initially published in September 2018, but was updated in March 2026. Owning a house is a great thing. Mostly because we all need a place to live, and if you’re fortunate enough to own your own home, you’re truly blessed. Among … Read more
I published an article about a year ago titled “The 8 Questions I Need to Answer Before I Decide to Retire.” In it, I said that I did not know when I would “retire” and that I was taking it year by year. I had no idea that just one year later I would be … Read more
The 2018 Graduation season is behind us. There are some announcements on our fridge. We have sent some congratulations cards. I even had the opportunity and privilege to emcee my church’s homeschool graduation ceremony! It was a blast except for the part where I was 15 mins. late since I had put the wrong start … Read more
I recently was asked an interesting question by a church friend concerning his elderly mother. Like many of us, he is a ‘boomer’ and has an 85-year-old mother who currently lives in an assisted-care facility. Her expenses are being paid for by Social Security, a military survivors pension, and long-term care (LTC) policy. Her living … Read more
I attend a ‘gospel-centered’ church. We believe the gospel, preach the gospel, share the gospel, worship because of the gospel, and seek to live according to the gospel. To be clear what I mean when I use the word “gospel,” I would point to these definitions of the gospel from Tim Keller: Through the person and … Read more
This aricle is part of the Retirement Financial Life Equation (RFLE) series. It was initially published on June 6, 2018, and updated in January 2026. When it comes to choosing your approach and how to implement it, you have several choices here. The main distinction is between doing it yourself (DIY) and hiring an investment … Read more
This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS). It was initially published in June 2018 and updated in January 2026. In Investing for Retirement – Parts One and Two, I introduced a ‘framework’ for investing for retirement and discussed different asset types and holding options, and also active versus passive management … Read more
This article is part of the Retirement Financial Life Equation (RFLE) series. It was initially published on May 23, 2018, and updated in January 2026. Once you’ve determined your investment approach and strategy, the next critical question becomes: What specific assets should you actually own? This is where the theoretical meets the practical—where your carefully … Read more
