This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS). It was initially published in May 2018 and updated in February 2026. This is the second article in a three-part series about investing for retirement. In the first article, I discussed the various types of assets that can be held as investments. In … Read more
This article is part of the Retirement Financial Life Equation (RFLE) series. It was initially published on May 9, 2018 and updated in January, 2026. Your “future wealth” (FW) becomes “current wealth” (CW) when you reach retirement. In the Retirement Financial Life Equation (RFLE), current wealth represents your starting point—the accumulated assets you bring into … Read more
This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS). It was initially published in May 2018 and updated in January 2026. If you have followed this blog for very long, you may have noticed that I don’t write much about investing. There are several reasons for that, not the least of which … Read more
In a recent chat with a younger friend at church, he expressed a desire to find the right balance in his retirement stewardship. He didn’t use that phrase specifically, but that’s how I understood him. He was talking about his financial resources in general, but planning and saving for retirement is part of that equation. … Read more
I recently did a series of articles describing a simple process for deciding whether you can retire – from a financial perspective. One possible outcome is that you can’t, at least not yet. But even if you can, there is another dimension to consider before pulling the trigger: should you retire? The financial aspects are … Read more
This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS). I can almost hear the gasps. “What is going on here!? He’s always harping on the need to save something for retirement; now he’s going to tell us we shouldn’t?” The fact is that most people probably aren’t saving as much as they … Read more
The church that I belong to is going through a pastoral transition this year. That’s because our senior pastor, who is also a good friend, is in the process of turning over the leadership of the church to the younger pastors on staff. He isn’t retiring as he still has a significant role in our … Read more
In the last two articles, to help you answer the “Can I retire?” question, I went over an approach for calculating your essential living expenses and for determining whether you will have enough income from “guaranteed” sources to cover them. I also looked at what you could do regarding withdrawals from “non-guaranteed” sources, such as … Read more
This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS). It was initially published in January 2018 and updated in March 2026. Here’s the question that eventually confronts everyone who’s been saving and planning for retirement: “Can I actually afford to retire?” It’s not enough to have accumulated substantial Current Wealth if your … Read more
