This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS). I can almost hear the gasps. “What is going on here!? He’s always harping on the need to save something for retirement; now he’s going to tell us we shouldn’t?” The fact is that most people probably aren’t saving as much as they … Read more
The church that I belong to is going through a pastoral transition this year. That’s because our senior pastor, who is also a good friend, is in the process of turning over the leadership of the church to the younger pastors on staff. He isn’t retiring as he still has a significant role in our … Read more
In the last two articles, to help you answer the “Can I retire?” question, I went over an approach for calculating your essential living expenses and for determining whether you will have enough income from “guaranteed” sources to cover them. I also looked at what you could do regarding withdrawals from “non-guaranteed” sources, such as … Read more
This article is part of the Retirement Financial Life Equation (RFLE) series. It was initially published on January 31, 2018, and extensively rewritten in February 2026 in the context of the RFLE. The Retirement Financial Life Equation isn’t just a theoretical framework. It’s a practical diagnostic tool for answering the question that eventually confronts everyone … Read more
Sooner or later, most of us will ask ourselves this question: “Can I retire?” Perhaps because of an unexpected layoff, a health issue, age, or some other factor, we will need to come up with an answer. No matter what the reason or when you decide to retire, you will need to have some idea of … Read more
This article is part of the Biblical Framework for Retirement Stewardship series. It was initially published in 2018 but updated in February 2026. If you’re in your 50s or early 60s and feeling anxious about retirement savings, you’re not alone. In fact, you’re in the majority. Recent studies show that approximately 26% of Americans ages … Read more
This article is part of the Biblically-Informed Framework for Retirement Stewardship. It was initially published in January 2018 but was updated in January 2026. The beginning of a new year is when many people plan and make resolutions. If you’re five or ten years from retirement, you may be increasingly focused on that transition. When … Read more
We are starting a new year. 2017 was a good one for retirementstewardship.com. We were able to stay on pace publishing an article about every two weeks, and also added a lot of new subscribers. So, first and foremost, I want to express my gratitude to every one of you who are subscribers and regular … Read more
You know the old saying, “The only things that are certain in life are death and taxes.” Yes, taxes are a reality – before, during, and even after retirement. But honestly, I don’t think or worry too much about taxes until tax time. Then I download a copy of TurboTax and go to work. My … Read more
