Celebrating an Anniversary, a Birthday, and Reflecting on the Brevity of Life

I recently re-read Tim Challies’ article titled ”Rule #5: Ponder the Brevity of Life (8 Rules for Growing in Godliness), in which he wrote the following: Aware of death’s inevitability, we must discipline ourselves to ponder just how short our lives will be. Though our hearts are set on immortality, we are heading toward certain … Read more

Thinking (But Not Too Concerned) About RMDs

This article is part of the Retirement Financial Life Equation (RFLE) series. It was initially published in October 2022 and updated in December 2025. If you read much about retirement finance, you’ll see a lot of hyperbolic rhetoric about “Required Minimum Distributions,” or “RMDs.” You’d think RMDs are going to sneak up on you and … Read more