Retire Like Dave: Part Two—Maybe You Can Withdraw Eight Percent

A sustainable withdrawal rate is integral to a wise retiree’s financial stewardship plan. Your withdrawal rate determines how much money you’ll take from your retirement savings to add to other sources of income to meet your spending needs. I became aware of a video of one of Dave’s recent shows in which he discussed retiree … Read more

Figs, Faith, and Thanksgiving

Thanksgiving is here, and we’ll soon enter the Advent season leading up to Christmas. I’ve never had it, but I understand a festive dish known as “figgy pudding” originated in medieval times and was especially popular in Victorian England. It’s the dessert that Bob Cratchit and his family enjoy as part of their Christmas celebration, … Read more

Medicare Commercials: The Hilarious But Confusing Comeback Tour You Didn’t Ask For

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS) series. Originally published on November 15, 2023, and updated April 2026. Martha’s still out there When I wrote this article in 2023, I thought Martha was the peak of Medicare Advantage commercial absurdity. I was wrong. She’s back for 2026, along with Karen … Read more

Avoiding Probate: Issues and Options

My wife and I recently had the privilege of assisting a widow in our church with some legal/financial issues after her husband’s passing. It was my first experience with the “Clerk of the Superior Court” in my county. Fortunately, this woman and her husband had their affairs in order. They had a will and a … Read more