Surviving Spouses’ Options for Inherited IRAs

This article is part of the Biblically Informed Framework for Retirement Stewardship (BIFRS). It was originally published in November 2024 and updated in May 2026. Regular readers know that I think a big part of retirement stewardship is having plans and documentation in place so that things go as well as we have hoped and … Read more

Medicare Commercials: The Hilarious But Confusing Comeback Tour You Didn’t Ask For

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS) series. Originally published on November 15, 2023, and updated April 2026. Martha’s still out there When I wrote this article in 2023, I thought Martha was the peak of Medicare Advantage commercial absurdity. I was wrong. She’s back for 2026, along with Karen … Read more

Received an Inheritance, Now What?

This article is part of the Biblically Informed Framework for Retirement Stewardship (BIFRS). It was originally published in November 2022 and updated in June 2026. An increasing number of people in their 50s, 60s, and 70s are receiving inheritances as a result of the largest generational transfer of wealth in American history—an estimated $84 trillion … Read more

Choosing a Medicare Plan

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS) series. It was originally published on August 18, 2021, and updated in April 2026. When I first wrote this article in 2021, my wife and I had been on Medicare for almost three years. We’d chosen Original Medicare with Medigap Plan F, and … Read more

Medicare Commercials – Be Wise as Serpents and Innocent as Doves

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS) series. It was originally published on November 19, 2020, and updated in December 2025. The commercials haven’t changed When I first wrote this article in 2020, I was venting my frustration about misleading Medicare Advantage commercials. Six years later, I’m writing this update … Read more

Medicare Health Insurance Options

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS) series. It was originally published on September 5, 2016, and updated in April 2026. When I first wrote this article in 2016, my wife and I were closing in on Medicare eligibility at age 65. We were trying to navigate the complexity from … Read more

Health Insurance Options Before Medicare

This article is part of the Biblically-Informed Framework for Retirement Stewardship. It was originally published on September 3, 2016, and substantially updated in April 2026. Your medical insurance choices will depend greatly on whether you are young and far from retirement, an “early” retiree with a few years until Medicare eligibility, or 65 or older … Read more