June 2024 – Retirement Stewardship

Include Financial Simplicity in Your Retirement Plan

July 26, 2025June 25, 2024 by cjcagle

The older I get, the more critical simplification becomes to my wife and me, especially with our finances. You don’t need me to tell you that we live in a highly complex world. Every decision we make, especially those related to our finances and retirement planning, seems pretty complex (or we tend to overcomplicate them). … Read more

I’m Not as Reluctant Toward Annuities, But I’m Still Not Sure I Need One

April 14, 2026June 4, 2024 by cjcagle

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS) series. In the previous article, I alluded to my “safe withdrawal rate” (SWR) portfolio strategy, which I described as “strategic growth and income.” I also discussed the impact of inflation on it and two different types of annuities—a nominal (non-inflation-adjusted) annuity and a … Read more