This article is part of the Biblically-Informed Framework for Retirement Stewardships (BIFRS) Series. I need to confess: In retirement, I’m what I call a “growth and income” investor, not a pure total-return investor. I suspect that’s true for many retirees, especially those in their 70s and beyond. What I mean is that as a retiree, … Read more
This article is part of the Biblically-Informed Retirement Framework (BIFRS) series. Every so often, a viral post (or a variation on it) shows up on social media about Social Security. I recently saw one—not written by but shared by a friend—expressing frustration that the government was supposedly renaming Social Security checks as “Federal Benefit Payments.” … Read more
Note: I first wrote about cryptocurrency a couple of years ago. This is the first of two new articles I’m going to publish about Bitcoin. In this one, I address Bitcoin as a long-term investment. In the second, I’ll discuss what role Bitcoin might play in the event of a “fiscal crisis” precipitated by the … Read more
This article is part of the Biblically-Informed Retirement Framework (BIFRS) series. The headlines can be concerning: “Social Security Trust Fund to Be Depleted by 2033!” “Automatic Benefit Cuts Coming!” “Bankruptcy Looms for Nation’s Largest Program!” If you’re counting on Social Security—most are, whether you’re already collecting, planning to retire soon, or decades away—these warnings can … Read more
This article is part of the Biblically-Informed Retirement Framework (BIFRS) series. Most people think of Social Security as a “monthly check.” Some see it as something they paid for and therefore “earned.” Others view it as a government program that may not be available for the duration of their retirement. Many younger readers fear they’ll … Read more
Before delving into this topic, I would like to begin by drawing on theologian Herman Bavinck’s discussion of the wonderful creation of man, which I have paraphrased from parts of Chapter 12 (The Origin, Essence, and Purpose of Man) in The Wonderful Works of God: Humans are both physical and spiritual. Unlike the animals, our … Read more
