Don’t Carry Debt into Retirement

It’s no secret that money can become a challenge when you enter retirement. Many people, understandably, focus mainly on the income side of things – how to save enough before retirement and then generate enough income to pay the bills while in retirement. This is important, but equally (or perhaps more) important is keeping expenses … Read more

Why I Like Dave Ramsey

Before I get into the reasons why I like Dave, take a look at the picture of me taken with him at his offices in Nashville. (I’m the bald-headed guy.) Notice that I put my hand on his shoulder, but his are in his pockets? That’s because I’m a “wanna be.” (By the way, as … Read more

Personal Saving During Times of Plenty

You are probably familiar with the Bible story about Joseph. His interpretation of Pharaoh’s dream told of a seven year famine that was about to come upon the whole world. It also told of a seven year period of abundance and prosperity that would immediately precede the famine. Joseph was given the responsibility to gather … Read more