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Why You Should Consider Delaying Collecting Social Security Benefits

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This article is part of the Biblically-Informed Retirement Framework (BIFRS) series. It was initially published on May 6, 2017, and updated in December 2025. I know quite a few people who have taken an early “traditional” retirement. By that I mean they were between the ages of 62 and their Full Retirement Age (FRA). They … Read more

Boats, Seashells, Softball, and Retirement Stewardship

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This article is part of the Biblically Informed Framework for Retirement Stewardship (BIFRS) series. Tim Challies highlighted an article published on the Gospel Coalition blog in the “A la carte Friday” daily feature on his blog. The GC article, titled “How John Piper’s Seashells Swept over a Generation,” is about a message that Dr. Piper … Read more

The Most Important Thing to do in Your 60s and Beyond to Retire With Dignity

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This article is part of the Biblically-Informed Framework for Retirement Stewardship. It was initially published in April 2017 but was updated in January 2026. This article is the fourth and final one in a series about the most important thing you can do in different stages of life to be able to “retire with dignity.” … Read more

The Most Important Thing to do in Your 40s and 50s to Retire With Dignity

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Originally published March 2017. Updated January 2026 with Biblical Framework connections and current statistics. This article, the third in a series, focuses on individuals in their 40s and 50s. If you’re younger than that, you may want to review the first two installments: what to do if you’re in your 20s and 30s or your … Read more

The Most Important Thing to do in Your 30s and 40s to Retire With Dignity

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This article is part of the Biblically-Informed Framework for Retirement Stewardship. It was initially published in March 2017 but was updated in January 2026. This article is the second in a four-part series on the most important steps to take at different stages of life to retire with dignity. This time, I’m focusing on those … Read more

The Most Important Thing to do in Your 20s and 30s to Retire With Dignity

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This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIRFS). It was initially published in March 2017 but was updated in January 2026. This article is the first in a four-part series focused on the most important thing you can do during different stages of life to be able to retire with dignity. … Read more

Church Fathers, Catechisms, and Retirement Stewardship

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Over the years, I have read a few of the reformed confessions and catechisms. I have even taught the Shorter Catechism to children in Sunday School. I recently read an article by Tim Challies titled, Use Your Catechism, Silly. It in, he extols the virtues of using these resources to understand and evaluate contemporary matters … Read more

Do You Need Life Insurance in Retirement?

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It seems like I’m always seeing advertisements on TV for life insurance. There are almost as many as reverse mortgage advertisements. Interestingly, it seems like older people are the main targets, including retirees. There are also ads from companies wanting to buy old insurance policies. As a retiree in one of those commercials said, “We … Read more