The Secure Act 2.0 was finally passed as just one part of a massive funding package by the outgoing congress just before Christmas on December 23, 2022, and signed into law by the president as the Consolidated Appropriations Act of 2023, an omnibus spending bill authorizing roughly $1.7 trillion in new Federal spending (yikes!). You’re … Read more
Quite a while back, I published a series of four articles about care in later life. In articles three and four, I touched on various insurance products you can purchase to cover long-term care (LTC) expenses: traditional LTC insurance (LTCI), cash value life insurance (whole or universal life), and annuities. I didn’t explore another category … Read more
This article is the fourth and final one in a series about long-term care (LTC). In the last article, I alluded to long-term care insurance (LTCI) as one of the ways to fund long-term care. In this article, we’ll look at LTCI in more detail—what it covers, what it costs, and whether you should buy … Read more
The potential need for an extended time in long-term care (LTC) is a crucial retirement stewardship concern because of its significant financial implications. We have looked at the types of care, how Medicare and Medicaid, and some other programs fit, and in this third article in a 4-part series, we will look at LTC costs … Read more
This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS) series. It was originally published in May of 2020 and updated in May of 2026. This is the second article in a five-part series about long-term care. In Part One, we examined the various types of care—in-home, assisted living, memory care, and skilled … Read more
This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS). It was originally published in May of 2020 (in the midst of the COVID pandemic), but was updated in May of 2026. This article is the first in a series of five about long-term care (LTC). In this article, we will look at … Read more
