The New Tax Law and Retirement Stewardship

You know the old saying, “The only things that are certain in life are death and taxes.” Yes, taxes are a reality – before, during, and even after retirement. But honestly, I don’t think or worry too much about taxes until tax time. Then I download a copy of TurboTax and go to work. My … Read more

7 Hard Truths About Retirement

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS). It was initially published in December 2017 and updated in January 2026. I was once reading an article in Forbes magazine titled, “Can You Handle the Truth About Retirement?” It was enlightening but frankly also a little depressing. The author lists things like, … Read more

Financial Advisors—Part 3: How to Choose One

This article is part of the Retirement Financial Life Equation (RFLE) series. It was initially published on November 3, 2017, and updated in January 2026. This article is the third and final one in my series about financial advisors. If you read the first two, you hopefully have a better understanding of what advisors do, … Read more

Financial Advisors—Part 2: How They’re Paid

This article is part of the Retirement Financial Life Equation (RFLE) series. It was initially published on October 18, 2017, and updated in January 2026. The question “Are advisory fees worth it?” doesn’t have a simple answer. It depends on what you’re getting, when you’re getting it, and what mistakes the advisor helps you avoid. … Read more

Financial Advisors—Part 1: What They Do

This article is part of the Retirement Financial Life Equation (RELE) series. It was initially published on October 4, 2017, and updated in January 2026. I know what you’re thinking: Oh, fun…another blogger is going to bash my friendly broker or insurance agent. Well, I’m not out to malign anyone, but I do want you … Read more

If You’re Close to (or in) Retirement You Need to Understand “Sequence of Returns Risk”

This article is part of the Retirement Financial Life Equation (RFLE) series. It was initially published on July 9, 2017, and updated in March 2026. As I wrote years ago, wise saving is an essential part of biblical stewardship (Proverbs 13:11; 21:20). We save for needs we’re aware of in the near term—car repairs, insurance … Read more

Biblical Traits of a Successful Investor

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS). It was initially published in June 2017 and updated in February 2026. The subtitle of this blog is, “save diligently, invest wisely, give generously, live abundantly.” I included investing in the mix because it is a critical component of retirement stewardship. It is … Read more

The Most Important Thing to do in Your 60s and Beyond to Retire With Dignity

This article is part of the Biblically-Informed Framework for Retirement Stewardship. It was initially published in April 2017 but was updated in January 2026. This article is the fourth and final one in a series about the most important thing you can do in different stages of life to be able to “retire with dignity.” … Read more