Trump’s Tariffs: What They Are, What They Aren’t, and Why It Matters to Retirees
Trump’s tariffs are very much in the news right now. While the downsides of tariffs often get more attention, rightly so due to their…
What Kind of Returns Do You Actually Need in Retirement?
Well, it’s baaaaack…and you know what: stock market volatility. And it came back with a vengeance a few weeks ago, moderating some in recent…
Year-End Thoughts on Retirement Stewardship
First and foremost, thank you for subscribing to this blog. I’ve had quite a few new subscribers this year and really appreciate the…
Should You Ditch Bonds for Money Market Funds?
A family friend recently asked me to look at her retirement investment portfolio. It’s advisor-managed and has an allocation one-third S&P…
I’m Not as Reluctant Toward Annuities, But I’m Still Not Sure I Need One
In the previous article, I alluded to my “safe withdrawal rate” (SWR) portfolio strategy, which I described as “strategic…
Why Am I Reluctant to Purchase a Lifetime Income Annuity?
Many financial planners, advisors, and especially retirees are wary of annuities. They cite cost, complexity, loss of liquidity,…
Buckets and Ladders
It took me a while to publish this last article (at least I think it’s the last one) in this series on bonds, bond funds, bond ladders,…
Why a TIPS Ladder?
So far, we’ve discussed bonds, bond funds, bond ladders, and TIPS in particular. In this article, we’ll look at TIPS ladders,…
Why Invest in TIPS?
The last three articles discussed why retirees might want to own bonds and possibly individual bonds instead of investing in a bond fund.…