My Thoughts on “The Guru Gap”
Generally speaking, there are two “camps” (or schools of thought) for investing for and creating an income stream in retirement.…
I’m Not as Reluctant Toward Annuities, But I’m Still Not Sure I Need One
In the previous article, I alluded to my “safe withdrawal rate” (SWR) portfolio strategy, which I described as “strategic…
Why Am I Reluctant to Purchase a Lifetime Income Annuity?
Many financial planners, advisors, and especially retirees are wary of annuities. They cite cost, complexity, loss of liquidity,…
The Secure Act 2.0 May Have Passed While You Weren’t Looking
The Secure Act 2.0 was finally passed as just one part of a massive funding package by the outgoing congress just before Christmas on December…
The Four Paths of Retirement
I recently read an interesting study on retirement from A.G. Edwards and AgeWave. It was published earlier this year. The study covered a lot…
Beware the Free Steak Dinner and Financial Advice Retirement Seminar
I recently received another one: an invitation in the mail to a “free dinner and retirement discussion.” It seems like I’ve…
Should You Purchase an Indexed or Variable Annuity?
This is a follow-up to my last article about the role that immediate income annuities could have in providing additional income for…
What To Do If You’re Already In Retirement But Without Enough Income
My newest book, Redeeming Retirement: A Practical Guide to Catch Up, is targeted mainly at those aged 35 to 65 who are behind in saving for…
Announcing My New Book: “The Minister’s Retirement”
I am very excited to announce that my new book, The Minister’s Retirement, has been released and is now available on Amazon in paperback and…