This article is part of the Retirement Financial Life Equation (RFLE) series. It was initially published on November 3, 2021, and updated in April 2026. Most people don’t think too much about income taxes in retirement. They assume they’ll pay less since their income will likely be lower. For many, that’s a reasonable assumption (at … Read more
Regret. Webster defines it as “Feeling sad, repentant, or disappointed over (something that has happened or been done, especially a loss or missed opportunity).” We all have regrets. Why? Mainly because we are fallen people living in a fallen world (Rom. 5:12). Our regrets may be over something we did or did not do or … Read more
I announced earlier that I would soon publish my next book, Redeeming Retirement: A Practical Guide to Catch Up. I’m excited to announce that it’s been released and is now available on Amazon in both paperback and Kindle editions! In this article, I want to tell you more about it and offer some giveaways to celebrate … Read more
This article is the second about the incoming Biden administration and its plans and proposals that could be most impactful to those planning for or already in retirement. I wrote these articles because part of wise retirement stewardship involves understanding the changing “times and seasons.” As Dan. 2:21 says, He changes times and seasons; he … Read more
I am very excited to announce that my new book, The Minister’s Retirement, has been released and is now available on Amazon in paperback and Kindle formats. The following is from the introductory material in the book: “This is a book about planning for retirement targeted specifically at ministers. Granted, most ministers I know would … Read more
I don’t want to be morbid, but the reality is that one spouse in a marriage will almost certainly outlive the other. It’s also likely that the surviving spouse could live a very long time. According to actuarial data, there’s approximately a 50% probability that at least one spouse in a healthy 65-year-old couple will … Read more
Well, folks, I have great news: as of today, my new book, Reimagine Retirement: Planning and Living for the Glory of God, has been released by B&H Publishing (LifeWay)! It is a project I have been working on for about 18 months, and I am thrilled to announce that it is available to order from LifeWay.com, Amazon.com, Christianbook.com, … Read more
This article is part of the Retirement Financial Life Equation (RFLE) series. It was initially published in September 2019 and updated in December 2025. Current Social Security figures: Full retirement age is now 67 for anyone born in 1960 or later; 2025 earnings limits are $23,400 (under FRA) and $62,160 (year reaching FRA); recent COLAs … Read more
A friend recently sent me this link to a chart on PNC Bank’s website titled “A Timeline for Achievement” that provided a helpful list of age-based retirement planning milestones. (Disclaimer: This is not an endorsement for PNC, although I am sure they are a good bank, I just found the chart interesting. This kind of … Read more
