My “Bucket Strategy”

This article is part of the Retirement Financial Life Equation (RFLE) series. It was initially published on November 27, 2020, and updated in March 2026. I think many retirees, especially those with fewer savings, should strongly consider the “cash bucket with income floor” strategy that I discussed in my earlier article. If you have a … Read more

Medicare Commercials – Be Wise as Serpents and Innocent as Doves

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS) series. It was originally published on November 19, 2020, and updated in December 2025. The commercials haven’t changed When I first wrote this article in 2020, I was venting my frustration about misleading Medicare Advantage commercials. Six years later, I’m writing this update … Read more

The “Cash Bucket Strategy”: Issues and Alternatives

This article is part of the Retirement Financial Life Equation (RFLE) series. It was initially published on November 11, 2020, and updated in March 2026. This article is the second in a three-part series on the “Bucket Strategy.” The bucket strategy is a good one, but it’s not perfect. I have been using a version … Read more