Investing for Retirement – Part One

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS). It was initially published in May 2018 and updated in January 2026. If you have followed this blog for very long, you may have noticed that I don’t write much about investing. There are several reasons for that, not the least of which … Read more

Finding Balance in Retirement Stewardship

In a recent chat with a younger friend at church, he expressed a desire to find the right balance in his retirement stewardship. He didn’t use that phrase specifically, but that’s how I understood him. He was talking about his financial resources in general, but planning and saving for retirement is part of that equation. … Read more

Should You Retire?

I recently did a series of articles describing a simple process for deciding whether you can retire – from a financial perspective. One possible outcome is that you can’t, at least not yet. But even if you can, there is another dimension to consider before pulling the trigger: should you retire? The financial aspects are … Read more

5 Reasons You Shouldn’t Save For Retirement

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS). I can almost hear the gasps. “What is going on here!? He’s always harping on the need to save something for retirement; now he’s going to tell us we shouldn’t?” The fact is that most people probably aren’t saving as much as they … Read more

Can You Retire? Part 3: Your Decision

In the last two articles, to help you answer the “Can I retire?” question, I went over an approach for calculating your essential living expenses and for determining whether you will have enough income from “guaranteed” sources to cover them. I also looked at what you could do regarding withdrawals from “non-guaranteed” sources, such as … Read more

Can You Retire? Part Two: Your Income

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS). It was initially published in January 2018 and updated in March 2026. Here’s the question that eventually confronts everyone who’s been saving and planning for retirement: “Can I actually afford to retire?” It’s not enough to have accumulated substantial Current Wealth if your … Read more

Can You Retire? Part 1: Your Expenses

crop anonymous accountant using calculator app on smartphone

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS). It was initially published in January 2018 and updated in March 2026. Sooner or later, most of us will ask ourselves this question: “Can I retire?” Perhaps because of an unexpected layoff, a health issue, age, or some other factor, we will need to … Read more

Behind in Retirement Saving? There’s Hope and a Path Forward

This article is part of the Biblical Framework for Retirement Stewardship series. It was initially published in 2018 but updated in February 2026. If you’re in your 50s or early 60s and feeling anxious about retirement savings, you’re not alone. In fact, you’re in the majority. Recent studies show that approximately 26% of Americans ages … Read more