Financial Advisors—Part 1: What They Do

This article is part of the Retirement Financial Life Equation (RELE) series. It was initially published on October 4, 2017, and updated in January 2026. I know what you’re thinking: Oh, fun…another blogger is going to bash my friendly broker or insurance agent. Well, I’m not out to malign anyone, but I do want you … Read more

Can Retirement Stewardship Make you a Rich Fool?

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS). It was initially published in August 2017 and updated in January 2026. The short answer is no, not if you practice retirement stewardship based on tried and true principles of biblical stewardship. In fact, “stewardship” and “fool” together in the same sentence is … Read more

If You’re Close to (or in) Retirement You Need to Understand “Sequence of Returns Risk”

This article is part of the Retirement Financial Life Equation (RFLE) series. It was initially published on July 9, 2017, and updated in March 2026. As I wrote years ago, wise saving is an essential part of biblical stewardship (Proverbs 13:11; 21:20). We save for needs we’re aware of in the near term—car repairs, insurance … Read more

Biblical Traits of a Successful Investor

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS). It was initially published in June 2017 and updated in February 2026. The subtitle of this blog is, “save diligently, invest wisely, give generously, live abundantly.” I included investing in the mix because it is a critical component of retirement stewardship. It is … Read more

Relocating in Retirement: Should You Stay or Should You Go?

Perhaps you remember a 1982 song from the punk/rock band The Clash titled, “Should I Stay or Should I Go?” Admittedly, other than the title, it actually has nothing to do with the subject of this article, which is the important decision that many retirees make about whether to “retire in place” and stay where they … Read more

Why You Should Consider Delaying Collecting Social Security Benefits

This article is part of the Retirement Financial Life Equation (RFLE) series. It was initially published on May 6, 2017, and updated in December 2025. I know quite a few people who have taken an early “traditional” retirement. By that I mean they were between the ages of 62 and their Full Retirement Age (FRA). … Read more