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This article is part of the Retirement Financial Life Equation (RFLE) Series. It was initially published on July 26, 2023, and updated in March 2026. In the last article, we examined the first of two main types of systematic withdrawal strategies for sustainable retirement income: fixed withdrawals. In this article, we look at variable strategies. … Read more
This article is part of the Retirement Financial Life Equation (RFLE) series. It was initially published in July 2023 and updated in December 2025. In a recent article, I discussed retirement spending and whether our costs go down as we age. In this article and the next, we’ll look at the other side of the … Read more
This article is part of the Biblically-Informed Retirement Framework (BIFRS) series. It was originally published June 21, 2023 and updated December 2025. The 2025 Social Security Fund Trustees’ Report was released in June 2025, and here’s the latest on Trust Fund solvency: The Old-Age and Survivors Insurance (OASI) Trust Fund, which pays retirement and survivors … Read more
As retirees, we rarely discuss time unless it’s to inquire about the current hour. When was the last time you were at a dinner party and someone asked you, ”Hey, <insert your name here>, how much time do you think you have left?” Polite people don’t ask such things. However, as we get older, the … Read more
This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS) series. It was originally published in May of 2023, but was updated in April 2026. When I first wrote about this topic in 2023, I had been retired for about five years. Now, with eight years of actual retirement experience behind me, I … Read more
I recently assisted the wife of a good friend in unwinding one aspect of a set of problems they had due to a phishing attack. She was pretty distraught over what had happened, and rightfully so—it’s nasty stuff. Thankfully, they were able to remedy the situation. And I was grateful to be of help. The … Read more
Did the title of this article (or the image above) surprise you? Perhaps you think I may have rejoined the workforce in a full or part-time paid position? Well, that’s not the case, and I’ll explain later in this article. But before I go there, you may be surprised to know that, according to a … Read more
Many books and articles have been written about Christians and money, and some about retirement. This blog is about Christians and retirement, and I often write about money and stewardship. There’s much to say about these topics, but the Bible tells us what is most essential for us to know—not every practical detail about personal … Read more
This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS) series. It was initially published on February 8, 2023, and updated in February 2026. As I update this in early 2026, I’m nine years into retirement and increasingly focused on ensuring my portfolio can maintain purchasing power over a 25-30-year retirement horizon. The … Read more
