BIFRS Framework

Health Insurance Options Before Medicare

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This article is part of the Biblically-Informed Framework for Retirement Stewardship. It was originally published on September 3, 2016, and substantially updated in April 2026. Your medical insurance choices will depend greatly on whether you are young and far from retirement, an “early” retiree with a few years until Medicare eligibility, or 65 or older … Read more

Should Your Financial Planner/Adviser/Broker be a “Fiduciary”?

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This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS). It was initially published in April 2016 and updated in January 2026. In this article, I assume you either use a financial professional or a firm to help with your investments, or you are considering it. If you manage them yourself, which is … Read more