This article is part of the Retirement Financial Life Equation (RFLE) series. It was initially published on May 23, 2018, and updated in January 2026. Once you’ve determined your investment approach and strategy, the next critical question becomes: What specific assets should you actually own? This is where the theoretical meets the practical—where your carefully … Read more
This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS). It was initially published in May 2018 and updated in February 2026. This is the second article in a three-part series about investing for retirement. In the first article, I discussed the various types of assets that can be held as investments. In … Read more
This article is part of the Retirement Financial Life Equation (RFLE) series. It was initially published on May 9, 2018 and updated in January, 2026. Your “future wealth” (FW) becomes “current wealth” (CW) when you reach retirement. In the Retirement Financial Life Equation (RFLE), current wealth represents your starting point—the accumulated assets you bring into … Read more
This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS). It was initially published in May 2018 and updated in January 2026. If you have followed this blog for very long, you may have noticed that I don’t write much about investing. There are several reasons for that, not the least of which … Read more
You know the old saying, “The only things that are certain in life are death and taxes.” Yes, taxes are a reality – before, during, and even after retirement. But honestly, I don’t think or worry too much about taxes until tax time. Then I download a copy of TurboTax and go to work. My … Read more
This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS). It was initially published in December 2017 and updated in January 2026. I was once reading an article in Forbes magazine titled, “Can You Handle the Truth About Retirement?” It was enlightening but frankly also a little depressing. The author lists things like, … Read more
This article is part of the Retirement Financial Life Equation (RFLE) series. It was initially published on November 3, 2017, and updated in January 2026. This article is the third and final one in my series about financial advisors. If you read the first two, you hopefully have a better understanding of what advisors do, … Read more
This article is part of the Retirement Financial Life Equation (RFLE) series. It was initially published on October 18, 2017, and updated in January 2026. The question “Are advisory fees worth it?” doesn’t have a simple answer. It depends on what you’re getting, when you’re getting it, and what mistakes the advisor helps you avoid. … Read more
This article is part of the Retirement Financial Life Equation (RELE) series. It was initially published on October 4, 2017, and updated in January 2026. I know what you’re thinking: Oh, fun…another blogger is going to bash my friendly broker or insurance agent. Well, I’m not out to malign anyone, but I do want you … Read more
