The Most Important Thing to do in Your 20s and 30s to Retire With Dignity

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIRFS). It was initially published in March 2017 but was updated in January 2026. This article is the first in a four-part series focused on the most important thing you can do during different stages of life to be able to retire with dignity. … Read more

Church Fathers, Catechisms, and Retirement Stewardship

Over the years, I have read a few of the reformed confessions and catechisms. I have even taught the Shorter Catechism to children in Sunday School. I recently read an article by Tim Challies titled, Use Your Catechism, Silly. It in, he extols the virtues of using these resources to understand and evaluate contemporary matters … Read more

Do You Need Life Insurance in Retirement?

It seems like I’m always seeing advertisements on TV for life insurance. There are almost as many as reverse mortgage advertisements. Interestingly, it seems like older people are the main targets, including retirees. There are also ads from companies wanting to buy old insurance policies. As a retiree in one of those commercials said, “We … Read more

Contentment with Retirement Stewardship is Great Gain

This article is part of the Biblically-Informed Framework for Retirement Stewardship. A simple definition of contentment from the Holman Bible Dictionary is “an internal satisfaction which does not demand changes in external circumstances.” And not surprisingly, contentment is one of the keys to successful retirement stewardship. In fact, it is an essential part of a successful … Read more

The Election and Your Retirement Stewardship: What Should You Do Now?

As you probably know, on this blog I try to remain relatively neutral when it comes to money and politics. That’s because I think stewardship principles derived from the Bible are timeless and applicable in any political climate. Furthermore, I think political outcomes tend to have a relatively modest impact on our individual finances, at … Read more

Communicating about Retirement in Marriage

This article is part of the Biblically-Informed Framework for Retirement Stewardship. It was initially published in December 2016 but was updated in January 2026. I recently read a very enlightening article titled, “Study: Money Secrets and Sluggish Savings Put Couples’ Retirement Dreams at Risk.” The study, which was conducted by nerdwallet.com and Harris Poll, showed … Read more

Stewarding Your Digital Assets – Part 2: Identity Theft

As I discussed in my last article, there are two major areas of concern when it comes to protecting your identity and preventing theft and fraud. The first is your paper assets such as financial statements and the digital assets that you manage and control on your personal devices (computers, tablets, smartphones, etc.). The second … Read more