Retire Like Dave?

Whether you’re just starting out in your 20s or 30s or are getting close to retirement, Dave Ramsey has a lot to say to you about saving and investing for retirement. In fact, my involvement with Dave and Financial Peace University (FPU) and also his Financial Coach training program were some of the main inspirations behind my … Read more

Should Your Financial Planner/Adviser/Broker be a “Fiduciary”?

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS). It was initially published in April 2016 and updated in January 2026. In this article, I assume you either use a financial professional or a firm to help with your investments, or you are considering it. If you manage them yourself, which is … Read more

Don’t Carry Debt into Retirement

It’s no secret that money can become a challenge when you enter retirement. Many people, understandably, focus mainly on the income side of things – how to save enough before retirement and then generate enough income to pay the bills while in retirement. This is important, but equally (or perhaps more) important is keeping expenses … Read more

Pascal’s Wager and Retirement Stewardship

This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS). A few years ago, I came across this quote by Blaise Pascal, a French mathematician, philosopher, and scientist who lived nearly four centuries ago and who became a devout Christian and defender of the Faith (comments in brackets are mine): Belief is a … Read more

What Should You Do About Stock Market Volatility?

One day stocks are up, another day they are down. And sometimes they’re more down than others. As I write this, the S&P 500, a popular measure of stock market performance, is down almost 6 percent year-to-date. At one point in early February, it was down over 10 percent. As you can see from the 1 … Read more

Why Some People Don’t Like Dave Ramsey

I wrote an earlier article giving some reasons why I like Dave Ramsey. Fact is, a lot of people like Dave (and especially what he teaches). But despite his influence and popularity, Dave also takes a lot of heat from some people. I guess that’s to be expected. It doesn’t seem to bother him; in … Read more

Why I Like Dave Ramsey

Before I get into the reasons why I like Dave, take a look at the picture of me taken with him at his offices in Nashville. (I’m the bald-headed guy.) Notice that I put my hand on his shoulder, but his are in his pockets? That’s because I’m a “wanna be.” (By the way, as … Read more

Personal Saving During Times of Plenty

You are probably familiar with the Bible story about Joseph. His interpretation of Pharaoh’s dream told of a seven year famine that was about to come upon the whole world. It also told of a seven year period of abundance and prosperity that would immediately precede the famine. Joseph was given the responsibility to gather … Read more

Thanksgiving and Stewardship

Thanksgiving is here! It’s a nice holiday, and like Christmas, it has special significance to Christians due to its origin and also because of the importance of thankfulness in our daily lives. It also has significant meaning in the context of stewardship. The main idea behind stewardship is that everything we have has been given … Read more