I recently came across the phrase “epochal change.” It was used to describe the domestic and global economic changes that I discussed in a recent article titled “A Challenging Time for Retirement Investors.” The basic idea is that we have reached a historical inflection point due to dramatic economic and political changes. Of course, we … Read more
This article is being published during the week before Easter. Considering the glory and magnitude of what Jesus did for us on the Cross, it might seem glib (or downright inaccurate or false) to say that he did it to give us “the good life.” But if we understand what the BIBLE says constitutes a … Read more
Like millions of others, I watched the Super Bowl this year, which some dubbed the “Crypto Bowl.” The reason? A bunch of crypto exchanges (places online where you can buy and sell cryptocurrency) aired ads during the game at the cost of ~$7 million (or about 167 bitcoins) per 30-second spot. (One of my favorites … Read more
To say that we live in tumultuous times would be an understatement. We’re experiencing turmoil and upheaval in multiple areas: political, financial, cultural, social, and even in the church. And there’s war in Europe on the largest scale since WWII. None of this should be a big surprise to us—God’s Word tells us what to … Read more
(Note: We all have our eyes, hearts, and prayers directed toward what is going on in Ukraine. But with everything happening in the world—globally and domestically—I think part of good retirement stewardship is acquiring understanding so that we can make wise decisions about how to manage God’s money during difficult times (Prov. 1:5). If you … Read more
You may have read the title of this post and thought, “wow, he’s really gone off the deep end; now he’s calling himself the ‘master of retirement.’” Well, let me assure you that’s not the case, as you will see if you read on. I know this may sound strange, but sometimes, when I’m attending … Read more
This article is the second of two about retirement account transfers and rollovers. First, we focused on transfers, which I defined as moving assets between two of the same type of retirement account, e.g., from a Traditional IRA with one provider to a Traditional IRA at another. In this article, we’ll look at rollovers, which … Read more
I’ve recently had the opportunity to discuss the rationales and mechanics of IRA transfers, 401(k) rollovers, and ”Solo” 401(k)s with a few folks. It’s not uncommon to want to focus on getting on our ”financial ducks in a row” at the start of a new year. For some, that means simplifying their financial life and … Read more
For many people, the end of one year and the start of another is a good time for a financial health checkup. For some, this includes assessing their progress toward their retirement saving goals. Over the years, as I’ve counseled and coached folks getting closer to retirement who realize that they’re not as financially prepared … Read more
