Planning for Health Care Expenses in Retirement

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This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS) series. It was originally published September 12, 2016 and updated in March 2026. When I first wrote this article in 2016, I was 63 years old and still three years away from Medicare eligibility. Healthcare costs were theoretical—something I needed to plan for … Read more

Medicare Health Insurance Options

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This article is part of the Biblically-Informed Framework for Retirement Stewardship (BIFRS) series. It was originally published on September 5, 2016, and updated in April 2026. When I first wrote this article in 2016, my wife and I were closing in on Medicare eligibility at age 65. We were trying to navigate the complexity from … Read more

Health Insurance Options Before Medicare

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This article is part of the Biblically-Informed Framework for Retirement Stewardship. It was originally published on September 3, 2016, and substantially updated in April 2026. Your medical insurance choices will depend greatly on whether you are young and far from retirement, an “early” retiree with a few years until Medicare eligibility, or 65 or older … Read more

Estate Planning and Your Will

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This article is part of the Biblically Informed Framework for Retirement Stewardship (BIFRS) series. This article was originally published in August of 2016 and updated in May of 2026. This article follows from the previous one on legacy and estate planning. Once you’ve thought through what you want to accomplish with your estate, the next … Read more

Retirement Stewardship and Your Legacy

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This article is part of the Biblically Informed Framework for Retirement Stewardship (BIFRS) series. It was originally published in August of 2016 and updated in May of 2026. In this, the first of two articles on legacy and estate planning, I get into the sensitive and sometimes emotional subject of stewardship as it relates to … Read more

Your Four Most Important Financial Decisions – #4: Saving and Investing

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This is the third and final article in a three-part series about the most important financial decisions that affect retirement stewardship. Our saving and investing decisions, especially early on, dramatically affect what we will have when we retire. In fact, when you save (timing) may actually be more important than how much you save (amount) or … Read more

Your 4 Most Important Financial Decisions #2 and #3: Car Purchase and General Lifestyle

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In this second of three articles about the most important financial decisions that affect retirement stewardship, I discuss the car purchase decision and also some general lifestyle areas. The first article in the series dealt with the all-important house purchase decision. As with housing, when you spend more than you can afford for major items, … Read more