The ‘Stewardship of Life’ (Part Five)—Hybrid Long-Term Care Insurance

Quite a while back, I published a series of four articles about care in later life. In articles three and four, I touched on various insurance products you can purchase to cover long-term care (LTC) expenses: traditional LTC insurance (LTCI), cash value life insurance (whole or universal life), and annuities. I didn’t explore another category … Read more

The Ordinary Christian Life in Retirement

I recently read this quote by Tim Challies: “We please God—we thrill God—when we live as ordinary people in ordinary lives who use our ordinary circumstances to proclaim and live out an extraordinary gospel.” It’s from an article Tim wrote in 2015 titled “Ordinary Christian Work.” The article was a Christian view of vocation, but … Read more

Faithful Investing

Some months ago, I received an email from a reader who was considering a particular mutual fund investment and had this question: I was looking at the holdings of a particular mutual fund and noticed a few gaming (i.e., casino games/gambling) companies in the holdings. What are your thoughts on that as believers? It is … Read more

Looking Forward to Making Qualified Charitable Distributions (QCDs)

This article is part of the Biblically Informed Framework for Retirement Stewardship (BIFRS) series. It was originally published in 2022  and updated in 2026. When I originally wrote this article in December 2022, I was 70 years old and eagerly anticipating my eligibility for Qualified Charitable Distributions at age 70½. I was fascinated by the … Read more

Are We Experiencing ”Epochal Change”?

I recently came across the phrase “epochal change.” It was used to describe the domestic and global economic changes that I discussed in a recent article titled “A Challenging Time for Retirement Investors.” The basic idea is that we have reached a historical inflection point due to dramatic economic and political changes. Of course, we … Read more

Should You Buy Gold?

To say that we live in tumultuous times would be an understatement. We’re experiencing turmoil and upheaval in multiple areas: political, financial, cultural, social, and even in the church. And there’s war in Europe on the largest scale since WWII. None of this should be a big surprise to us—God’s Word tells us what to … Read more